Zakat is one of the five pillars of Islam. Every adult, sane Muslim whose savings stay above the Nisab for one full lunar year (Hawl) must give 2.5% of that wealth as Zakat. Use the calculator below to work out your Zakat in a minute. Gold and silver rates are filled in for India and updated daily.
Zakat Calculator
Rates as of 19 October 2026 (India, per gram, before GST). For other countries, type your local rates and amounts in your own currency.
Total zakatable wealth
Nisab threshold
Zakat payable (2.5%)
How to Use the Zakat Calculator
- Check the gold and silver rates at the top. They are today’s Indian rates; change them if your jeweller’s rate is different, or if you live outside India.
- Choose the Nisab standard. Most scholars in India recommend the silver Nisab because it is lower and lets more money reach the poor.
- Enter what you own on your Zakat date: cash, bank balance, gold, silver, investments, business stock and money owed to you.
- Enter debts and bills that are due now, then press Calculate Zakat.
Nisab Value Today
| Standard | Weight | Value in India today |
|---|---|---|
| Silver Nisab | 612.36 g (52.5 tola) | ₹1,40,843 |
| Gold Nisab | 87.48 g (7.5 tola) | ₹12,95,054 |
Based on rates of 19 October 2026: silver ₹230 and 24K gold ₹14,804 per gram.
What Counts for Zakat
- Cash at home and money in bank accounts, including savings and fixed deposits
- Gold and silver in any form: coins, bars and jewellery (under the Hanafi view, even jewellery that is worn)
- Shares, mutual funds and other investments, at their current market value
- Stock that a business holds for sale
- Loans you have given that you expect to get back
What Does Not Count
- The house you live in
- Your personal car, furniture, clothes and household items
- Tools and machinery used in your work or business
- Money you cannot access or do not expect to recover
Frequently Asked Questions
Who has to pay Zakat?
An adult, sane Muslim (Sahib-e-Nisab) whose zakatable wealth stays at or above the Nisab for one full lunar year must pay Zakat.
When should Zakat be paid?
Zakat is due once a lunar year has passed since your wealth first reached the Nisab. Many people choose a date in Ramadan for the extra reward, and keep the same Hijri date every year.
Should I use the gold or the silver Nisab?
Under the Hanafi view, followed by most Muslims in India, the silver Nisab is used when your wealth is a mix of cash, gold and other assets. Because it is lower, more people become eligible to pay, which benefits the poor.
Is Zakat due on gold jewellery my wife wears?
Under the Hanafi view, yes. Zakat is due on gold and silver jewellery even if it is worn regularly, and it is calculated on the owner’s share. Other schools of thought differ, so ask your local Mufti if you follow a different Madhab.
Can I give Zakat to my relatives?
Yes, to deserving relatives such as brothers, sisters, uncles and aunts. Zakat cannot be given to your parents, grandparents, children, grandchildren or your spouse.
Is Zakat due on my monthly salary?
Zakat is not deducted from each salary payment. What matters is the money you have saved on your Zakat date, which is added to your other zakatable assets.
Note: This calculator gives an estimate based on the common Hanafi method. For complex cases such as business partnerships, property held for sale or long-term loans, please consult a Mufti or your local Darul Ifta.
Also see: Gold Rate Today in UAE, Saudi Arabia and the Gulf · Namaz Timings in Jalna
